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FOREIGN 

NATIONAL

  • No score or FICO 599

  • Up to 80% LTV

  • Loan Amount up to $3mm

  • Cash Out allowed

  • DSCR as low as 0

  • CPA Letter last 2Years & Year to date

  • One Bank Reference Letter

  • Overseas Assets allowed as Reserves

  • Gift Funds allowed

foreign-national
foreign-national
foreign-national

 

NON-QM

  • FICO 580

  • 90% LTV

  • Loan Amount up to $4mm​

  • Max Cash in hand $1,000,000, no limit for LTV < 55%

  • Cash out up to 80% LTV​

  • Traditional Income​

  • 2Y Credit Event allowed​

  • Super Prime & Prime Programs​

  • Condo up to 90% LTV​

  • Condotels allowed

12/24 MONHTS 

Bank Statements

  • FICO 580

  • 90% LTV

  • Loan Amount up to $4mm​

  • Max Cash in hand $1,000,000, no limit for LTV < 55%​

  • 3 Months Reserves​

  • 12 Months from Bankruptcy, Foreclosure​

  • Mtg History 0x60x12​

  • Combination of Business and Personal Bank STMTs allowed​

  • Condo and condoHotels allowed

Argent logo
Equal Housing Lender

© Copyright 2025 | Argent Lending Corporation | Equal Housing Opportunity | All Rights Reserved | Executive Office – 12150 SW 128 Ct Miami Fl 33186| NMLS ID 2141401

 

ARGENT

LENDING

 

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